Texas Insurance for You
(210) 714-1775
Book your no-cost health insurance consultation
A focused 20 to 30 minute conversation about your health insurance options. No pressure, no obligation to enroll in anything. Pick a time below and we will take it from there.
Independent broker.
Licensed in Texas
No-cost consultation
This consultation is for health and life insurance — not Medicare
This booking page is for individuals and families under 65 looking for health, life, dental, vision, or related coverage.
If you need Medicare help — including Medicare Advantage, Supplement, or Part D — please book a Medicare consultation instead.
Pick a time that works for you
What we can discuss during your health insurance consultation
ACA marketplace plans and subsidy eligibility
EPO and HMO individual and family plans
Indemnity plans — no network, no referrals
Short-term health coverage for gaps
Global medical plans for international coverage
Term life insurance
Whole life insurance
Final expense coverage
Long-term care insurance
Short-term disability
Dental and vision standalone plans
Global rescue and emergency transport
These are all separate from Medicare. If you need help with Medicare, please visit our Medicare page.
Here is what to expect
Step 1: Book a time. Choose a day and time using the calendar above.
Most health insurance consultations run 20 to 30 minutes.
Step 2: Complete a short form.
Right after booking, you will receive a short intake form with 7 questions that take about 2 minutes to complete.
It helps me prepare for your specific situation so we do not spend your time on basics.
Step 3: We connect your way. Google Meet is preferred — you can see plan options on screen as we go through them together. Phone works great too.
A few things people always ask before booking
Is this really no cost?
Yes. Independent Medicare brokers are paid by the insurance companies — not by you. Your premium is exactly the same whether you work with a broker or enroll on your own. No fee, no charge, no catch.
Will I be pressured to enroll in something?
No. If the right answer is to keep what you have, I will tell you that. If I do not have a better option for your situation, I will tell you that too.
Will my information be shared with other agents or companies?
Never without your explicit written permission. Your information stays with Texas Insurance for You. You will not receive calls from other companies because you booked here.
I was offered a PPO plan in Texas—should I bring it to the consultation?
Yes — bring it. PPO plans are not available in the Texas individual and family market. If someone offered you one, something may not be right about what you were shown. We will look at it together and give you a straight answer.
What should I have ready before our call?
Names of any doctors you want to keep, names of any medications you take, your current plan and what you are paying if you have one, and a rough idea of your monthly budget comfort. You do not need everything ready — it just helps us move faster.
I am not in San Antonio — can we still work together?
Absolutely. I am licensed throughout Texas and handle most consultations by phone or Google Meet. Location is never a barrier.
What if I just have a quick question?
Call or text (210) 714-1775, and I will do my best to answer it quickly. If it needs more time, we will book a proper consultation — no pressure.
What Texas clients are saying
Charles Valdez has been helping my family find health insurance for six years, and we have recommended him to our friends and family. He is very knowledgeable about finding the right insurance for us. He keeps us updated on anything he feels we need to know, is patient when listening to all our questions, and is always honest with the information he provides. I highly recommend giving him a call.
Ismael R
"Charles Valdez is an excellent agent. He is very patient, answers every question, and has exceptional follow-up. Very helpful, great experience — tremendous help all around."
Lisa C
Ready to find coverage that actually fits?
No obligation and no pressure. Just an honest conversation about what makes sense for your situation in Texas. If you have been offered something that does not feel right, reach out — a second opinion costs nothing.
Call or text: (210) 714-1775
Email: [email protected]
Serving San Antonio and communities throughout Texas, including the Hill Country, South Texas, McAllen, Corpus Christi, Houston, Austin, and El Paso.
This page covers health, life, and related insurance products for individuals under 65 and is not related to Medicare or Medicare Advantage plans. Texas Insurance for You is an independent broker licensed throughout the state of Texas. Plan availability and pricing vary by location and are subject to change. Not all carriers or plans are available in all areas of Texas. This content is for educational purposes and is not intended as legal or financial advice.